Need an appraisal in Freehold or Monmouth County?

Here are the top seven reasons why NJ homeowners call on Stuart Appraisal Company , LLC:

  1. Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
  2. To challenge a NJ property tax assessment
  3. Remove PMI to lower their mortgage payments
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a NJ divorce, where property needs to be divided
  7. To settle an estate in NJ by determining the true market value of property in question

Do you own a house in or near Freehold? Do you need help determining the value of your real estate?
Contact Stuart Appraisal Company , LLC.

We at Stuart Appraisal Company , LLC understand the particular needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. Being a homeowner that most likely doesn't look at appraisals on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Stuart Appraisal Company , LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We're qualified in helping consumers just like you delete unwanted PMI insurance.

Challenge Monmouth county's assessment of your property

If you live in a local area that is declining or not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting a professional appraisal from Stuart Appraisal Company , LLC is your best weapon when contesting your property tax assessment.

HELOC recently frozen?

If your house is near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Stuart Appraisal Company , LLC can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd like to have a veteran appraiser double-check it for accuracy or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Stuart Appraisal Company , LLC can go out and check the subject and comps in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Stuart Appraisal Company , LLC can help with that too. While usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property.